For saleReduced $35,000 from $365,000Virtual tour

$330,000

5 beds2,272 sq ft5.81 acres

3134 County Road 23Brainerd, MN 56401

Homes, condos and townhomes · MLS 11858362 · Listed 69 days ago (Aug 22, 2026)

14 mi straight line to Northland Arboretum Cross-Country Ski Trails (public cross-country trails) · Ski access details

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For sale: On the market and available to show.

About this property

Seller financing through a Contract for Deed for a qualified buyer. If higher traditional mortgage rates or financing hurdles have been keeping you on the sidelines, this may be an opportunity worth exploring. Seller is willing to consider qualified buyers and alternative financing terms. What if home gave you more than just a place to live-it gave you room to do more of what you love? Set on approximately 5.81 acres just outside Brainerd, this five-bedroom, two-bath home offers the space and flexibility that can be difficult to find. With approximately 2,272 finished square feet, there is room for everyday living, overnight guests, a home office, hobbies, or simply having separate spaces when everyone wants a little room of their own. Outside is where the possibilities really begin. A detached garage, barn, partial fencing, and acreage previously used in part as pasture create an opportunity for buyers dreaming of a hobby farm, gardens, animals, additional outdoor projects, or simply more land and privacy than an in-town property can provide. The home features three bedrooms on one level, a finished lower level with egress windows, and a layout that provides useful living space on both levels. A deck and porch extend daily life outdoors, while the paved county road provides convenient year-round access. Here you can enjoy the breathing room of country living without giving up convenient access to Brainerd and the surrounding Lakes Area. Whether your vision includes animals, gardening, a workshop, space for the family to spread out, or simply a quieter lifestyle with acreage around you, 3134 County Road 23 offers something increasingly hard to find: room for what comes next.

Description provided by the listing brokerage.

Ski access and nearby skiing

Why this listing is on Where2Ski: Measured distance to a ski area. It sits within 25 straight-line miles of an operating ski area's mapped entrance or base.

Nearby ski areas with straight-line distance
Ski areaTypeStraight-line distanceMeasured to
Northland Arboretum Cross-Country Ski TrailsMN · homes near itPublic cross-country trails14 miTrailhead areaBase area (mapped point)
French Rapids XC Ski Area Cross-Country Ski TrailsMN · homes near itPublic cross-country trails15 miTrailhead areaBase area (mapped point)
Mille Lacs Kathio State Park Cross-Country Ski TrailsMN · homes near itPublic cross-country trails17 miTrailhead areaBase area (mapped point)
Pine Beach Ski Trail Cross-Country Ski TrailsMN · homes near itPublic cross-country trails19 miTrailhead areaBase area (mapped point)
Larson Lake Ski TrailMN · homes near itPublic cross-country trails21 miTrailhead areaBase area (mapped point)
Mount Ski GullMN · homes near itLocal ski area23 miBase areaBase area (mapped point)

Straight-line miles to each ski area's base or entrance, measured Oct 30, 2026, 11:05 PM UTC. Winter drives can take longer.

Ski access claims

The listing doesn't describe ski-in, ski-out, a short walk or a shuttle. The agent can tell you how owners get to the slopes.

Ski access is as described by the listing brokerage. Confirm trail access, easements and any pass or membership with Victoria Litteral of Your Home Sold Guaranteed Realty Exclusive.

How listings qualify · Report a wrong distance or ski-access claim

Facts

List price
$330,000
Original list price
$365,000
Status
For sale
Property type
House
Bedrooms
5
Full baths
1
Half baths
1
Interior area
2,272 sq ft
Lot size
5.81 acres
Year built
1985
Garage spaces
1
County
Crow Wing County
MLS number
11858362
Annual property tax (2026)
$1,552

Facts are provided by the listing brokerage.

Features

Interior

  • Entrance Foyer

Appliances

  • Washer
  • Range
  • Microwave
  • Water Heater
  • Refrigerator
  • Dryer
  • Dishwasher

Basement

  • Walk-Out Access
  • Finished

Heating

  • Forced Air
  • Propane

Parking

  • Driveway

Construction

  • Vinyl Siding

Roof

  • Asphalt

Water

  • Well

Sewer

  • Septic Tank

Virtual tours

Location

Pin placed from the listing's coordinates, which can be approximate. See more listings in Brainerd.

Price and status history

  • Original list price reported by the brokerage: $365,000

Changes seen in MyStateMLS data since Oct 29, 2026. Sold prices are not published.

Estimate a monthly payment

$66,000
Illustrative. Replace with a quote from your lender.
From the listing (tax year 2026). Taxes can change after a sale.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.

Estimated monthly payment

$1,894 per month

Principal and interest$1,669
Property tax$129
Homeowners insurance$96
Loan amount$264,000
Total interest over the term$336,717

An estimate for comparison only. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

Questions to ask before you buy

Good questions for any home near the slopes.

  1. How is the property reached in winter, and who plows the road and driveway?A short straight-line distance can still mean a long or seasonal drive. Private roads, gates and mountain passes all shape winter access.
  2. Is there documented ski access from the property (trail, easement, lift), and does it transfer to a buyer?Rights to cross neighboring land or use a lift come from recorded easements and agreements, so a ski-in or ski-out description is where the question starts.
  3. Are there association, resort or club fees, and what do they cover?Some ski-area communities charge fees that cover only certain amenities, so ask what lift tickets, passes and services are included.
  4. Are there rules on renting the home short-term or long-term?Local ordinances, association covenants and deed restrictions all set rental rules, and they differ from place to place.
  5. What do heating, snow removal, winterization and utilities cost over a season?Ownership costs in snow country often run higher than the mortgage estimate suggests.
  6. For land: is there legal year-round access, and what utilities, septic and building rules apply?Seasonal roads and steep lots can limit what can be built and when it can be reached.

Printable due-diligence checklist · Ski home ownership budget

Guides and next steps

Listing courtesy of Your Home Sold Guaranteed Realty Exclusive. Listing agent: Victoria Litteral. Listings provided by MyStateMLS.

Listing updated Oct 8, 2026, 11:39 AM UTC, MyStateMLS data received Oct 30, 2026, 11:01 PM UTC. Information deemed reliable but not guaranteed.