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For sale

$395,000

4 beds2,066 sq ft

430 Carters Ridge RdSpruce Pine, NC 28777

Homes, condos and townhomes · MLS 12024260 · Listed 18 days ago (Oct 12, 2026)

20 mi straight line to Sugar Mountain Resort (alpine resort) · Ski access details

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For sale: On the market and available to show.

About this property

LOCATION! Outside city limits but close enough to get city water. Large corner lot close to schools, shopping, downtown Spruce Pine, hospital, YMCA, and the Blue Ridge Parkway. This true brick house has 3 bedrooms and 2 full bathrooms upstairs with a formal living room and dining room, additional den leading to a large deck, and kitchen, PLUS a 4th large bedroom/guest room in the partially finished basement which has a full bathroom, walk-in closet, and extra sink. Both the living room and den have propane fireplaces. Original hardwood floors and replacement windows throughout the house. Huge daylight basement with tons of storage space, garage door, and second driveway. Even more storage space in the large attic. Many updates including the spacious kitchen with granite countertops, soft-close cabinet doors, large drawers and roll-out shelves. Large front porch, circle driveway, and beautiful Fall colors!

Description provided by the listing brokerage.

Ski access and nearby skiing

Why this listing is on Where2Ski: Measured distance to a ski area. It sits within 25 straight-line miles of an operating ski area's mapped entrance or base.

Nearby ski areas with straight-line distance
Ski areaTypeStraight-line distanceMeasured to
Sugar Mountain ResortNC · homes near itAlpine resort20 miVisitor entranceVisitor entrance, lodge or trailhead
Beech Mountain ResortNC · homes near itAlpine resort22 miVisitor entranceVisitor entrance, lodge or trailhead
Hatley PointeNC · homes near itAlpine resort25 miBase areaBase area (mapped point)
Appalachian Ski MountainNC · homes near itAlpine resort30 miBase parking lot (unnamed OSM lot inside Appalachian Mountain Ski Area)Visitor entrance, lodge or trailhead

Straight-line miles to each ski area's base or entrance, measured Oct 30, 2026, 5:13 PM UTC. Winter drives can take longer.

Ski access claims

The listing doesn't describe ski-in, ski-out, a short walk or a shuttle. The agent can tell you how owners get to the slopes.

Ski access is as described by the listing brokerage. Confirm trail access, easements and any pass or membership with Craig Tribus of Beycome Brokerage Realty.

Features for skiers

  • Fireplace (mentioned in description)

How listings qualify · Report a wrong distance or ski-access claim

Facts

List price
$395,000
Status
For sale
Property type
House
Bedrooms
4
Full baths
3
Interior area
2,066 sq ft
Year built
1975
Garage spaces
1
County
Mitchell County
MLS number
12024260
Annual property tax (2026)
$1,480

Facts are provided by the listing brokerage.

Features

Appliances

  • Washer
  • Stainless Steel Appliance(s)
  • Range
  • Microwave
  • Refrigerator
  • Dryer
  • Disposal
  • Dishwasher

Water

  • Public (Water Source)

Location

Pin placed from the listing's coordinates, which can be approximate. See more listings in Spruce Pine.

Price and status history

    Changes seen in MyStateMLS data since Oct 29, 2026. Sold prices are not published.

    Estimate a monthly payment

    $79,000
    Illustrative. Replace with a quote from your lender.
    From the listing (tax year 2026). Taxes can change after a sale.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $2,237 per month

    Principal and interest$1,997
    Property tax$123
    Homeowners insurance$117
    Loan amount$316,000
    Total interest over the term$403,041

    An estimate for comparison only. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

    Similar listings near Sugar Mountain Resort

    The same type of property, priced $296,250 to $493,750 and a similar distance from Sugar Mountain Resort, newest first. See all matches

    Photo 1 of 21, home at 551 Carvers Knob, Spruce Pine, NC 28777
    Under contractReduced $30,000

    $449,900

    2 beds1,161 sq ft1.39 acres

    23 mi straight lineto Hatley Pointe

    551 Carvers KnobSpruce Pine, NC 28777

    Attached home · MLS 11831606

    Listing courtesy of Foxfire Real Estate LLC · MyStateMLS

    Questions to ask before you buy

    Good questions for any home near the slopes.

    1. How is the property reached in winter, and who plows the road and driveway?A short straight-line distance can still mean a long or seasonal drive. Private roads, gates and mountain passes all shape winter access.
    2. Is there documented ski access from the property (trail, easement, lift), and does it transfer to a buyer?Rights to cross neighboring land or use a lift come from recorded easements and agreements, so a ski-in or ski-out description is where the question starts.
    3. Are there association, resort or club fees, and what do they cover?Some ski-area communities charge fees that cover only certain amenities, so ask what lift tickets, passes and services are included.
    4. Are there rules on renting the home short-term or long-term?Local ordinances, association covenants and deed restrictions all set rental rules, and they differ from place to place.
    5. What do heating, snow removal, winterization and utilities cost over a season?Ownership costs in snow country often run higher than the mortgage estimate suggests.
    6. For land: is there legal year-round access, and what utilities, septic and building rules apply?Seasonal roads and steep lots can limit what can be built and when it can be reached.

    Printable due-diligence checklist · Ski home ownership budget

    Guides and next steps

    Listing courtesy of Beycome Brokerage Realty. Listing agent: Craig Tribus. Listings provided by MyStateMLS.

    Listing updated Oct 25, 2026, 5:45 PM UTC, MyStateMLS data received Oct 30, 2026, 5:01 PM UTC. Information deemed reliable but not guaranteed.