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For saleLeased lot

$129,900

3 beds1,456 sq ft

1045 Lake Terrace Rd #0247Elgin, IL 60123

Manufactured and mobile homes · MLS 11963962 · Listed 59 days ago (Sep 1, 2026)

5.2 mi straight line to Villa Olivia (local ski area) · Ski access details

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For sale: On the market and available to show.

Ski access and nearby skiing

Why this listing is on Where2Ski: Measured distance to a ski area. It sits within 25 straight-line miles of an operating ski area's mapped entrance or base.

Nearby ski areas with straight-line distance
Ski areaTypeStraight-line distanceMeasured to
Villa OliviaIL · homes near itLocal ski area5.2 miVisitor entranceVisitor entrance, lodge or trailhead
Four Lakes Snow SportsIL · homes near itLocal ski area22 miVisitor entranceVisitor entrance, lodge or trailhead
Wilmot MountainWI · homes near itAlpine resort31 miBase areaBase area (mapped point)
Kenosha County Cross Country Ski TrailsWI · homes near itPublic cross-country trails36 miTrailhead areaBase area (mapped point)
The Mountain Top at Grand Geneva Resort & SpaWI · homes near itAlpine resort38 miBase areaBase area (mapped point)
Alpine Valley ResortWI · homes near itAlpine resort47 miBase areaBase area (mapped point)

Straight-line miles to each ski area's base or entrance, measured Oct 30, 2026, 6:38 PM UTC. Winter drives can take longer.

Ski access claims

The listing doesn't describe ski-in, ski-out, a short walk or a shuttle. The agent can tell you how owners get to the slopes.

Ski access is as described by the listing brokerage. Confirm trail access, easements and any pass or membership with Lucas Van Gilder of Willow Lake Estates.

How listings qualify · Report a wrong distance or ski-access claim

Facts

List price
$129,900
Status
For sale
Property type
Manufactured home
Bedrooms
3
Full baths
2
Interior area
1,456 sq ft
Year built
2017
County
Kane County
MLS number
11963962

Facts are provided by the listing brokerage.

Manufactured home details

Year manufactured
2017
Land
Leased lot (land not included)
Land lease amount
$1,213 (period not specified by the source)

Lot rent is separate from any HOA fee and is set by the community. Ask the listing agent for the current lease terms and what the rent includes.

Features

Interior

  • Walk-In Closet(s)

Appliances

  • Microwave
  • Refrigerator
  • Dishwasher

Parking

  • Carport

Location

Pin placed from the listing's coordinates, which can be approximate. See more listings in Elgin.

Price and status history

    Changes seen in MyStateMLS data since Oct 29, 2026. Sold prices are not published.

    Estimate a monthly payment

    $25,980
    Illustrative. Replace with a quote from your lender.
    Estimate. Check the county assessor for the actual amount.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $803 per month

    Principal and interest$657
    Property tax$108
    Homeowners insurance$38
    Loan amount$103,920
    Total interest over the term$132,544

    An estimate for comparison only. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

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    Photo 1 of 20, manufactured home at 1139 Candlewood Road #0557, Elgin, IL 60123
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    Questions to ask before you buy

    Good questions for any home near the slopes.

    1. How is the property reached in winter, and who plows the road and driveway?A short straight-line distance can still mean a long or seasonal drive. Private roads, gates and mountain passes all shape winter access.
    2. Is there documented ski access from the property (trail, easement, lift), and does it transfer to a buyer?Rights to cross neighboring land or use a lift come from recorded easements and agreements, so a ski-in or ski-out description is where the question starts.
    3. Are there association, resort or club fees, and what do they cover?Some ski-area communities charge fees that cover only certain amenities, so ask what lift tickets, passes and services are included.
    4. Are there rules on renting the home short-term or long-term?Local ordinances, association covenants and deed restrictions all set rental rules, and they differ from place to place.
    5. What do heating, snow removal, winterization and utilities cost over a season?Ownership costs in snow country often run higher than the mortgage estimate suggests.
    6. For land: is there legal year-round access, and what utilities, septic and building rules apply?Seasonal roads and steep lots can limit what can be built and when it can be reached.

    Printable due-diligence checklist · Ski home ownership budget

    Guides and next steps

    Listing courtesy of Willow Lake Estates. Listing agent: Lucas Van Gilder. Listings provided by MyStateMLS.

    Listing updated Oct 30, 2026, 10:49 AM UTC, MyStateMLS data received Oct 30, 2026, 6:32 PM UTC. Information deemed reliable but not guaranteed.