For saleVirtual tour

$549,900

4 beds1,800 sq ft20 acres

3550 State Route 145Cobleskill, NY 12043

Homes, condos and townhomes · MLS 11910695 · Listed 94 days ago (Jul 28, 2026)

21 mi straight line to Maple Ski Ridge (local ski area) · Ski access details

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For sale: On the market and available to show.

About this property

Private Home or Retreat on 20 Acres with Stunning Views - Need space for friends and family gatherings? Escape to your own private home with this spacious 4-bedroom, 3-bath home nestled on 20 beautiful acres of wooded and open land. Set well back from the road with a long driveway, this property offers peace, privacy, and breathtaking views. Designed for gathering, the home features an incredibly large great room with a cozy wood stove--the perfect place for family holidays, entertaining friends, or relaxing after a day outdoors. With plenty of sleeping space and being offered furnished, it's ready to enjoy as a full-time residence, vacation home, or a getaway. Outside, you'll find a wonderful mix of open spaces and mature woods, along with fruit trees. Whether you're looking for a quiet escape, room to explore, or a place to create lasting memories with family and friends, this exceptional property offers it all. Located in the Cobleskill-Richmondville School District, Minutes to all the local towns and villages, Interstate 88 (Capital District, Albany, Oneonta ~1 hr), wineries, hiking and all that Schoharie County has to offer. (There is an additional 20 acres adjacent to this property for sale separately for a total of 40+ acres.

Description provided by the listing brokerage.

Ski access and nearby skiing

Why this listing is on Where2Ski: Measured distance to a ski area. It sits within 25 straight-line miles of an operating ski area's mapped entrance or base.

Nearby ski areas with straight-line distance
Ski areaTypeStraight-line distanceMeasured to
Maple Ski RidgeNY · homes near itLocal ski area21 miBase areaBase area (mapped point)
Windham Mountain ClubNY · homes near itAlpine resort27 miBase areaBase area (mapped point)
Royal Mountain Ski AreaNY · homes near itLocal ski area29 miBase areaBase area (mapped point)
Plattekill MountainNY · homes near itAlpine resort30 miBase areaBase area (mapped point)
Hunter Mountain ResortNY · homes near itAlpine resort34 miBase areaBase area (mapped point)

Also nearby: Bearpen Mountain Sports (nordic center, 27 mi).

Straight-line miles to each ski area's base or entrance, measured Oct 30, 2026, 6:40 PM UTC. Winter drives can take longer.

Ski access claims

The listing doesn't describe ski-in, ski-out, a short walk or a shuttle. The agent can tell you how owners get to the slopes.

Ski access is as described by the listing brokerage. Confirm trail access, easements and any pass or membership with Rebecca Butler of CHARLOTTEVILLE REALTY.

Features for skiers

  • Fireplace (mentioned in description)

How listings qualify · Report a wrong distance or ski-access claim

Facts

List price
$549,900
Status
For sale
Property type
House
Bedrooms
4
Full baths
3
Half baths
1
Interior area
1,800 sq ft
Lot size
20 acres (873,478 sq ft)
Year built
2009
Stories
2
County
New York County
MLS number
11910695
Annual property tax (2025)
$6,311

Facts are provided by the listing brokerage.

Features

Interior

  • Entrance Foyer

Appliances

  • Washer
  • Range
  • Refrigerator
  • Dryer

Flooring

  • Tile
  • Hardwood

Heating

  • Forced Air
  • Propane

Parking

  • Driveway

Construction

  • Vinyl Siding

Roof

  • Asphalt

Sewer

  • Septic Tank

Virtual tours

Location

Pin placed from the listing's coordinates, which can be approximate. See more listings in Cobleskill.

Price and status history

    Changes seen in MyStateMLS data since Oct 29, 2026. Sold prices are not published.

    Estimate a monthly payment

    $109,980
    Illustrative. Replace with a quote from your lender.
    From the listing (tax year 2025). Taxes can change after a sale.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $3,465 per month

    Principal and interest$2,781
    Property tax$526
    Homeowners insurance$158
    Loan amount$439,920
    Total interest over the term$561,094

    An estimate for comparison only. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

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    Questions to ask before you buy

    Good questions for any home near the slopes.

    1. How is the property reached in winter, and who plows the road and driveway?A short straight-line distance can still mean a long or seasonal drive. Private roads, gates and mountain passes all shape winter access.
    2. Is there documented ski access from the property (trail, easement, lift), and does it transfer to a buyer?Rights to cross neighboring land or use a lift come from recorded easements and agreements, so a ski-in or ski-out description is where the question starts.
    3. Are there association, resort or club fees, and what do they cover?Some ski-area communities charge fees that cover only certain amenities, so ask what lift tickets, passes and services are included.
    4. Are there rules on renting the home short-term or long-term?Local ordinances, association covenants and deed restrictions all set rental rules, and they differ from place to place.
    5. What do heating, snow removal, winterization and utilities cost over a season?Ownership costs in snow country often run higher than the mortgage estimate suggests.
    6. For land: is there legal year-round access, and what utilities, septic and building rules apply?Seasonal roads and steep lots can limit what can be built and when it can be reached.

    Printable due-diligence checklist · Ski home ownership budget

    Guides and next steps

    Listing courtesy of CHARLOTTEVILLE REALTY. Listing agent: Rebecca Butler. Listings provided by MyStateMLS.

    Listing updated Jul 30, 2026, 10:03 PM UTC, MyStateMLS data received Oct 30, 2026, 6:32 PM UTC. Information deemed reliable but not guaranteed.