For saleVirtual tour

$775,000

5 beds3,405 sq ft0.07 acres

145 Church StreetSaratoga Springs, NY 12866

Homes, condos and townhomes · MLS 11959399 · Listed 61 days ago (Aug 30, 2026)

14 mi straight line to West Mountain (alpine resort) · Ski access details

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For sale: On the market and available to show.

About this property

Lovely Victorian Home in Downtown Saratoga Springs! In this Quality Home, Relax & settle back in this home for some easy in-town living. Lovely entertaining spaces with open dining/living room w/custom gas fireplace. Sunny bow windows, 2 spa tubs (Updated throughout with sound proof insulation and drywall, Has: 2 Central AC, 2 Furnaces, 2 Full kitchens & 2 laundries) Brick patio & large wrap around South facing sunny Saratoga Porch as a great party spot. Great alternative to a condo or townhome, with low maintenance and more privacy, and NO HOA or dues. But with the space available to invite guests in to stay comfort in their own private suites. This unique property offers exceptional flexibility for investors, short-term rental operators, multi-generational living, or owner-occupants looking to offset expenses while enjoying everything downtown has to offer. Located just steps from shops, groceries, restaurants, nightlife, and the famed Saratoga Race Course, this home perfectly blends convenience, charm, and lifestyle. An official two-family home, the property is thoughtfully designed with connected living spaces that can function as one expansive residence or be separated due to two staircases. With the ability to be configured in up to four different ways, including two first-floor suites ideal for extended family or guests, the possibilities are truly endless. Whether you're seeking a strong income-producing property, a seasonal or long-term rental opportunity, or a home that allows you to live in one section while renting out the other, this Victorian delivers. Three off-street parking spaces add to the ease of downtown living, with additional street parking rarely an issue. (New roof with Warranty to be installed this fall.) Don't miss this rare opportunity to own a one-of-a-kind, dual-income property in one of Saratoga Springs' most desirable locations.

Description provided by the listing brokerage.

Ski access and nearby skiing

Why this listing is on Where2Ski: Measured distance to a ski area. It sits within 25 straight-line miles of an operating ski area's mapped entrance or base.

Nearby ski areas with straight-line distance
Ski areaTypeStraight-line distanceMeasured to
West MountainNY · homes near itAlpine resort14 miBase areaBase area (mapped point)
Willard MountainNY · homes near itLocal ski area15 miBase areaBase area (mapped point)
Maple Ski RidgeNY · homes near itLocal ski area22 miBase areaBase area (mapped point)
Lapland Lake Cross Country Ski CenterNY · homes near itNordic center30 miBase areaBase area (mapped point)
Pineridge Cross Country Ski AreaNY · homes near itNordic center32 miPineridge Cross Country TrailsVisitor entrance, lodge or trailhead
Royal Mountain Ski AreaNY · homes near itLocal ski area36 miBase areaBase area (mapped point)

Straight-line miles to each ski area's base or entrance, measured Oct 30, 2026, 6:14 PM UTC. Winter drives can take longer.

Ski access claims

The listing doesn't describe ski-in, ski-out, a short walk or a shuttle. The agent can tell you how owners get to the slopes.

Ski access is as described by the listing brokerage. Confirm trail access, easements and any pass or membership with Leslie Warner-Rafaniello of Miranda Real Estate Group Inc.

Features for skiers

  • Fireplace (mentioned in description)

How listings qualify · Report a wrong distance or ski-access claim

Facts

List price
$775,000
Status
For sale
Property type
House
Bedrooms
5
Full baths
4
Interior area
3,405 sq ft
Lot size
0.07 acres (3,049 sq ft)
Year built
1897
County
Saratoga County
MLS number
11959399
Annual property tax
$6,627

Facts are provided by the listing brokerage.

Features

Appliances

  • Washer
  • Range
  • Microwave
  • Dryer
  • Disposal
  • Dishwasher

Flooring

  • Tile
  • Hardwood
  • Granite

Basement

  • Walk-Out Access
  • Unfinished
  • Finished

Heating

  • Zoned
  • Forced Air
  • Natural Gas

Parking

  • Driveway

Construction

  • Wood Siding

Roof

  • Asphalt

Water

  • Public (Water Source)

Sewer

  • Other

Virtual tours

Location

Pin placed from the listing's coordinates, which can be approximate. See more listings in Saratoga Springs.

Price and status history

    Changes seen in MyStateMLS data since Oct 29, 2026. Sold prices are not published.

    Estimate a monthly payment

    $155,000
    Illustrative. Replace with a quote from your lender.
    From the listing. Taxes can change after a sale.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $4,696 per month

    Principal and interest$3,919
    Property tax$552
    Homeowners insurance$225
    Loan amount$620,000
    Total interest over the term$790,776

    An estimate for comparison only. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

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    Questions to ask before you buy

    Good questions for any home near the slopes.

    1. How is the property reached in winter, and who plows the road and driveway?A short straight-line distance can still mean a long or seasonal drive. Private roads, gates and mountain passes all shape winter access.
    2. Is there documented ski access from the property (trail, easement, lift), and does it transfer to a buyer?Rights to cross neighboring land or use a lift come from recorded easements and agreements, so a ski-in or ski-out description is where the question starts.
    3. Are there association, resort or club fees, and what do they cover?Some ski-area communities charge fees that cover only certain amenities, so ask what lift tickets, passes and services are included.
    4. Are there rules on renting the home short-term or long-term?Local ordinances, association covenants and deed restrictions all set rental rules, and they differ from place to place.
    5. What do heating, snow removal, winterization and utilities cost over a season?Ownership costs in snow country often run higher than the mortgage estimate suggests.
    6. For land: is there legal year-round access, and what utilities, septic and building rules apply?Seasonal roads and steep lots can limit what can be built and when it can be reached.

    Printable due-diligence checklist · Ski home ownership budget

    Guides and next steps

    Listing courtesy of Miranda Real Estate Group Inc. Listing agent: Leslie Warner-Rafaniello. Listings provided by MyStateMLS.

    Listing updated Oct 30, 2026, 11:50 AM UTC, MyStateMLS data received Oct 30, 2026, 6:01 PM UTC. Information deemed reliable but not guaranteed.