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For sale

$649,900

5 beds4,462 sq ft0.35 acres

5499 Creek Pass DrSaint Charles, MO 63304

Homes, condos and townhomes · MLS 11994655 · Listed 35 days ago (Sep 25, 2026)

14 mi straight line to Hidden Valley Ski Resort (alpine resort) · Ski access details

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For sale: On the market and available to show.

About this property

Buy this home if YOU Are Not Satisfied with your purchase in 12 Months I'LL Buy It back or SELL IT FOR FREE NO Gimmicks! For information on this exclusive Buyer Protection Plan, call the listing office directly see info below Bonus 1 Love it or Leave it Guaranteed! Buy this home if YOU Are Not Satisfied in 12 Months I'LL Buy It back or SELL IT FOR FREE NO Gimmicks! A $19500 value to our VIP buyers! Bonus 2 Don't get stuck owning two homes. BUY THIS HOME, I WILL BUY YOURS! If you are looking to buy a home but have one to sell, you are finding yourself in the same dilemma that most homeowners find themselves in. We can help! To discuss the details of this incredible option, call the listing agent or for a free report on this exclusive offer and how it works visit my website see below for info Bonus 3 This home comes with a 12 Month Limited Home Warranty ($500 VALUE), a $400 lender credit, $200 Title Company credit for our VIP buyers. Call to become a VIP Buyer! ***** Welcome to an exceptional 5-bedroom, 4.5-bath home offering approximately 4,450 sq. ft. of living space, where impressive scale, distinctive architectural details and beautiful modern updates create a home that truly stands apart. Freshly painted throughout with new luxury waterproof plank flooring and a brand-new roof, this spacious residence feels fresh, bright and beautifully move-in ready. A handsome brick-and-stone front elevation creates an impressive first impression. Inside, a gracious foyer introduces the home's beautiful millwork, extensive crown molding and high-profile trim. The elegant formal dining room is beautifully appointed with wainscoting and custom molding, setting the stage for memorable dinners and holiday gatherings. The showpiece of the main level is the spectacular Great Room-an exceptionally spacious, light-filled gathering space featuring soaring ceilings, a fireplace and an impressive two-tier arrangement of windows overlooking the wooded surroundings. The scale, natural light and open flow make this a remarkable space for both everyday living and entertaining. The beautifully refreshed gourmet kitchen features crisp white cabinetry, granite countertops, a generous center island with seating and brand-new stainless steel double ovens, dishwasher and microwave. An oversized breakfast area offers plenty of room for casual dining and opens directly to the deck overlooking peaceful common ground. A spacious main-floor laundry and powder room add everyday convenience. Upstairs, the luxurious primary retreat offers an expansive vaulted bedroom, an extraordinary private dressing room with 3-way mirror, and a beautifully updated bath with double vanities, separate tub, new tile, frameless glass shower and modern fixtures. Three additional bedrooms and two full baths include an en-suite bedroom with its own private bath. The finished lower level expands the possibilities with a large recreation and entertainment area, fifth bedroom and full bath-ideal for guests, extended family, a home office or additional private living space. An oversized finished 3-car garage completes the home. Conveniently located minutes from shopping, dining and parks in the award-winning Francis Howell School District, this beautifully refreshed home combines exceptional space, distinctive craftsmanship, modern updates and an inviting setting-a home designed to impress and made to be lived in. ************** Schedule your private showing today. If you would like to get the CURRENT price of this home, or for the most up-to-date information on this home, call the actual listing office see details below. All products and values are subject to the buyer becoming a VIP buyer to qualify for benefits and products. $19500 buy-back value back value based on average listing side commission. Please include any requests in sales contract special stipulations. Your broker/owner

Description provided by the listing brokerage.

Ski access and nearby skiing

Why this listing is on Where2Ski: Measured distance to a ski area. It sits within 25 straight-line miles of an operating ski area's mapped entrance or base.

Nearby ski areas with straight-line distance
Ski areaTypeStraight-line distanceMeasured to
Hidden Valley Ski ResortMO · homes near itAlpine resort14 miVisitor entranceVisitor entrance, lodge or trailhead

Straight-line miles to each ski area's base or entrance, measured Oct 30, 2026, 5:56 PM UTC. Winter drives can take longer.

Ski access claims

The listing doesn't describe ski-in, ski-out, a short walk or a shuttle. The agent can tell you how owners get to the slopes.

Ski access is as described by the listing brokerage. Confirm trail access, easements and any pass or membership with Gloria Lu of Your Home Sold Guaranteed Realty.

Features for skiers

  • Fireplace (mentioned in description)

How listings qualify · Report a wrong distance or ski-access claim

Facts

List price
$649,900
Status
For sale
Property type
House
Bedrooms
5
Full baths
3
Half baths
1
Interior area
4,462 sq ft
Lot size
0.35 acres
Year built
2007
Stories
2
Garage spaces
3
County
St. Charles County
HOA / association fee
$46 monthly
MLS number
11994655
Annual property tax (2025)
$7,043

Facts are provided by the listing brokerage.

Features

Interior

  • Entrance Foyer

Appliances

  • Stainless Steel Appliance(s)
  • Range
  • Microwave
  • Dishwasher

Basement

  • Finished

Parking

  • Driveway

Construction

  • Vinyl Siding
  • Brick

Roof

  • Asphalt

Water

  • Public (Water Source)

Sewer

  • Other

Lot

  • Sprinklers In Front

Location

Pin placed from the listing's coordinates, which can be approximate. See more listings in Saint Charles.

Price and status history

    Changes seen in MyStateMLS data since Oct 29, 2026. Sold prices are not published.

    Estimate a monthly payment

    $129,980
    Illustrative. Replace with a quote from your lender.
    From the listing (tax year 2025). Taxes can change after a sale.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $4,107 per month

    Principal and interest$3,286
    Property tax$587
    Homeowners insurance$188
    HOA dues$46
    Loan amount$519,920
    Total interest over the term$663,129

    An estimate for comparison only. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

    Similar listings near Hidden Valley Ski Resort

    The same type of property, priced $487,425 to $812,375 and a similar distance from Hidden Valley Ski Resort, newest first. See all matches

    Questions to ask before you buy

    Good questions for any home near the slopes.

    1. How is the property reached in winter, and who plows the road and driveway?A short straight-line distance can still mean a long or seasonal drive. Private roads, gates and mountain passes all shape winter access.
    2. Is there documented ski access from the property (trail, easement, lift), and does it transfer to a buyer?Rights to cross neighboring land or use a lift come from recorded easements and agreements, so a ski-in or ski-out description is where the question starts.
    3. Are there association, resort or club fees, and what do they cover?Some ski-area communities charge fees that cover only certain amenities, so ask what lift tickets, passes and services are included.
    4. Are there rules on renting the home short-term or long-term?Local ordinances, association covenants and deed restrictions all set rental rules, and they differ from place to place.
    5. What do heating, snow removal, winterization and utilities cost over a season?Ownership costs in snow country often run higher than the mortgage estimate suggests.
    6. For land: is there legal year-round access, and what utilities, septic and building rules apply?Seasonal roads and steep lots can limit what can be built and when it can be reached.

    Printable due-diligence checklist · Ski home ownership budget

    Guides and next steps

    Listing courtesy of Your Home Sold Guaranteed Realty. Listing agent: Gloria Lu. Listings provided by MyStateMLS.

    Listing updated Oct 19, 2026, 5:27 PM UTC, MyStateMLS data received Oct 30, 2026, 5:01 PM UTC. Information deemed reliable but not guaranteed.