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For saleReduced $25,099 from $224,999

$199,900

3 beds1,288 sq ft0.32 acres

432 N Church StMountain City, TN 37683

Homes, condos and townhomes · MLS 11629912 · Listed 293 days ago (Jan 10, 2026)

22 mi straight line to Beech Mountain Resort (alpine resort) · Ski access details

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For sale: On the market and available to show.

About this property

Buy This Home, We'll Buy Yours -- and you may not need a down payment. Special financing available, including rate buydowns and zero-down programs, for those who qualify. Up to 1% of the purchase price is available toward a rate buydown to lower your monthly payment. --------------- This is a Certified Pre-Owned Home -- and that changes everything. A CPO home comes with a 12-month Home Warranty AND our 24-month Satisfaction Guarantee: love this home, or we will buy it back or sell it for free. You won't find that anywhere else. CPO benefits available with this home: - Full Choice Ultimate Home Warranty coverage available, negotiated and purchased at closing - EXCLUSIVE BUY BACK GUARANTEE for up to 24 months -- up to a $16,000 value - $100 credit toward your inspection when using our preferred inspectors - $2,500 buyer credit for qualifying buyers using AnnieMac Home Mortgage, paid by AnnieMac - Free appraisal for qualifying buyers using AnnieMac Home Mortgage, paid by AnnieMac --------------- Welcome home to this charming 3-bedroom, 2-bath residence offering 1,288 square feet of comfortable living on a level 0.32-acre lot in a desirable Mountain City neighborhood. This home features original hardwood floors beneath the existing carpet and vinyl, providing an excellent opportunity to restore classic character. Enjoy cozy living with a gas fireplace, gas oven, and a new gas water heater, plus the added value of a full gas tank included with the sale. Recent upgrades include the windows, new front and back doors, enhancing both curb appeal and energy efficiency. Take in the scenic surroundings from the covered front porch with mountain views, or relax on the covered back deck with additional uncovered deck that extends into the yard-perfect for entertaining, grilling, or simply enjoying the peaceful views. The level lot offers rich, fertile soil, ideal for gardening, and provides plenty of space for future possibilities such as an additional rental home, in-law suite, detached garage, or workshop (buyer to verify). Located in a quiet, well-kept neighborhood with schools just minutes away, this property offers both convenience and long-term potential. A solid home with mountain views, gas amenities, and room to grow-don't miss this opportunity in Mountain City. --------------- EVERY DAY OPEN HOUSE -- call today for available times! --------------- More Options Just for You! If this home isn't exactly what you're looking for, additional properties may be available, including new construction. And if you're worried about owning two homes at once -- buy this home and we will buy yours. Ask your agent for a free report on how this exclusive offer works. --------------- Any and all of these programs are for qualifying buyers using our preferred lender and must be included in the buyer's offer. Listing agent and seller must agree on price and possession date

Description provided by the listing brokerage.

Ski access and nearby skiing

Why this listing is on Where2Ski: Measured distance to a ski area. It sits within 25 straight-line miles of an operating ski area's mapped entrance or base.

Nearby ski areas with straight-line distance
Ski areaTypeStraight-line distanceMeasured to
Beech Mountain ResortNC · homes near itAlpine resort22 miVisitor entranceVisitor entrance, lodge or trailhead
Appalachian Ski MountainNC · homes near itAlpine resort22 miBase parking lot (unnamed OSM lot inside Appalachian Mountain Ski Area)Visitor entrance, lodge or trailhead
Sugar Mountain ResortNC · homes near itAlpine resort24 miVisitor entranceVisitor entrance, lodge or trailhead

Straight-line miles to each ski area's base or entrance, measured Oct 30, 2026, 10:09 PM UTC. Winter drives can take longer.

Ski access claims

The listing doesn't describe ski-in, ski-out, a short walk or a shuttle. The agent can tell you how owners get to the slopes.

Ski access is as described by the listing brokerage. Confirm trail access, easements and any pass or membership with Tannor Giles of Your Home Sold Guaranteed Realty TN.

Features for skiers

  • Fireplace (mentioned in description)

How listings qualify · Report a wrong distance or ski-access claim

Facts

List price
$199,900
Original list price
$224,999
Status
For sale
Property type
Homes, condos and townhomes (Ranch)
Bedrooms
3
Full baths
2
Interior area
1,288 sq ft
Lot size
0.32 acres (13,939 sq ft)
Year built
1935
Stories
1
County
Johnson County
MLS number
11629912
Annual property tax (2025)
$672

Facts are provided by the listing brokerage.

Features

Appliances

  • Range
  • Refrigerator
  • Dishwasher

Flooring

  • Hardwood
  • Carpet

Heating

  • Heat Pump
  • Natural Gas

Construction

  • Vinyl Siding

Water

  • Public (Water Source)

Sewer

  • Other

Location

Pin placed from the listing's coordinates, which can be approximate. See more listings in Mountain City.

Price and status history

  • Original list price reported by the brokerage: $224,999

Changes seen in MyStateMLS data since Oct 29, 2026. Sold prices are not published.

Estimate a monthly payment

$39,980
Illustrative. Replace with a quote from your lender.
From the listing (tax year 2025). Taxes can change after a sale.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.

Estimated monthly payment

$1,125 per month

Principal and interest$1,011
Property tax$56
Homeowners insurance$58
Loan amount$159,920
Total interest over the term$203,969

An estimate for comparison only. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

Similar listings near Beech Mountain Resort

The same type of property, priced $149,925 to $249,875 and a similar distance from Beech Mountain Resort, newest first. See all matches

Questions to ask before you buy

Good questions for any home near the slopes.

  1. How is the property reached in winter, and who plows the road and driveway?A short straight-line distance can still mean a long or seasonal drive. Private roads, gates and mountain passes all shape winter access.
  2. Is there documented ski access from the property (trail, easement, lift), and does it transfer to a buyer?Rights to cross neighboring land or use a lift come from recorded easements and agreements, so a ski-in or ski-out description is where the question starts.
  3. Are there association, resort or club fees, and what do they cover?Some ski-area communities charge fees that cover only certain amenities, so ask what lift tickets, passes and services are included.
  4. Are there rules on renting the home short-term or long-term?Local ordinances, association covenants and deed restrictions all set rental rules, and they differ from place to place.
  5. What do heating, snow removal, winterization and utilities cost over a season?Ownership costs in snow country often run higher than the mortgage estimate suggests.
  6. For land: is there legal year-round access, and what utilities, septic and building rules apply?Seasonal roads and steep lots can limit what can be built and when it can be reached.

Printable due-diligence checklist · Ski home ownership budget

Guides and next steps

Listing courtesy of Your Home Sold Guaranteed Realty TN. Listing agent: Tannor Giles. Listings provided by MyStateMLS.

Listing updated Oct 29, 2026, 10:43 AM UTC, MyStateMLS data received Oct 30, 2026, 10:01 PM UTC. Information deemed reliable but not guaranteed.