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$239,900

2 beds1,262 sq ft

21780 442nd Place ##210-#211Aitkin, MN 56431

Homes, condos and townhomes · MLS 11974011 · Listed 42 days ago (Sep 18, 2026)

11 mi straight line to Larson Lake Ski Trail (public cross-country trails) · Ski access details

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For sale: On the market and available to show.

About this property

Your Mille Lacs Lake getaway is waiting! This inviting and affordable townhome-style cottage offers shared lake access, beautiful sunrise views, and an easy way to enjoy one of Minnesota's most popular lakes. Step inside to a warm, welcoming cabin atmosphere featuring beautiful knotty pine finishes and impressive panoramic lake views. All-new windows bring in abundant natural light, while crank-out skylights with solar-powered shades add even more light and fresh air. Recent updates, including LVP flooring and stylish new light fixtures, give the home a fresh, updated feel while preserving its classic Up North charm. A pellet stove adds warmth and ambiance for cozy evenings after a day on the lake. Enjoy four seasons of recreation right outside your door. Spend summer days boating and fishing on Mille Lacs, explore nearby bike and side-by-side trails, or take advantage of snowmobile routes and winter recreation when the snow arrives. This updated condo also includes a dedicated storage unit, overflow parking, and is being sold mostly furnished, making it easy to arrive, settle in, and start enjoying lake life right away. Whether you're looking for a weekend retreat or an affordable year-round escape, this is your opportunity to enjoy the Mille Lacs lifestyle without the upkeep of a traditional lake home. Special financing options may be available through local lenders. Local banks are offering 2nd home or owner occupied financing options with competitive rates for qualified buyers.

Description provided by the listing brokerage.

Ski access and nearby skiing

Why this listing is on Where2Ski: Measured distance to a ski area. It sits within 25 straight-line miles of an operating ski area's mapped entrance or base.

Nearby ski areas with straight-line distance
Ski areaTypeStraight-line distanceMeasured to
Larson Lake Ski TrailMN · homes near itPublic cross-country trails11 miTrailhead areaBase area (mapped point)
No Achen Bicentennial / Tank TrailsMN · homes near itPublic cross-country trails13 miTrailhead areaBase area (mapped point)
Mille Lacs Kathio State Park Cross-Country Ski TrailsMN · homes near itPublic cross-country trails13 miTrailhead areaBase area (mapped point)
French Rapids XC Ski Area Cross-Country Ski TrailsMN · homes near itPublic cross-country trails19 miTrailhead areaBase area (mapped point)
Northland Arboretum Cross-Country Ski TrailsMN · homes near itPublic cross-country trails22 miTrailhead areaBase area (mapped point)
Long Lake Conservation Center Cross-Country Ski TrailsMN · homes near itPublic cross-country trails26 miTrailhead areaBase area (mapped point)

Straight-line miles to each ski area's base or entrance, measured Oct 30, 2026, 5:14 PM UTC. Winter drives can take longer.

Ski access claims

The listing doesn't describe ski-in, ski-out, a short walk or a shuttle. The agent can tell you how owners get to the slopes.

Ski access is as described by the listing brokerage. Confirm trail access, easements and any pass or membership with Diane Pogatchnik of Your Home Sold Guaranteed Realty Exclusive.

How listings qualify · Report a wrong distance or ski-access claim

Facts

List price
$239,900
Status
For sale
Property type
Attached home
Bedrooms
2
Full baths
2
Interior area
1,262 sq ft
Year built
1980
Stories
2
County
Aitkin County
HOA / association fee
$221 monthly
MLS number
11974011
Annual property tax (2026)
$904

Facts are provided by the listing brokerage.

Features

Exterior

  • Tennis Court(s)

Appliances

  • Range
  • Microwave
  • Water Heater
  • Refrigerator

Flooring

  • Laminate

Heating

  • Other
  • Baseboard
  • Electric

Construction

  • Wood Siding

Roof

  • Asphalt

Water

  • Public (Water Source)

Sewer

  • Public Sewer

Virtual tours

Open virtual tour on youtu.be

Location

Pin placed from the listing's coordinates, which can be approximate. See more listings in Aitkin.

Price and status history

    Changes seen in MyStateMLS data since Oct 29, 2026. Sold prices are not published.

    Estimate a monthly payment

    $47,980
    Illustrative. Replace with a quote from your lender.
    From the listing (tax year 2026). Taxes can change after a sale.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $1,580 per month

    Principal and interest$1,213
    Property tax$75
    Homeowners insurance$71
    HOA dues$221
    Loan amount$191,920
    Total interest over the term$244,783

    An estimate for comparison only. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

    Similar listings near Larson Lake Ski Trail

    The same type of property, priced $179,925 to $299,875 and a similar distance from Larson Lake Ski Trail, newest first. See all matches

    Questions to ask before you buy

    Good questions for any home near the slopes.

    1. How is the property reached in winter, and who plows the road and driveway?A short straight-line distance can still mean a long or seasonal drive. Private roads, gates and mountain passes all shape winter access.
    2. Is there documented ski access from the property (trail, easement, lift), and does it transfer to a buyer?Rights to cross neighboring land or use a lift come from recorded easements and agreements, so a ski-in or ski-out description is where the question starts.
    3. Are there association, resort or club fees, and what do they cover?Some ski-area communities charge fees that cover only certain amenities, so ask what lift tickets, passes and services are included.
    4. Are there rules on renting the home short-term or long-term?Local ordinances, association covenants and deed restrictions all set rental rules, and they differ from place to place.
    5. What do heating, snow removal, winterization and utilities cost over a season?Ownership costs in snow country often run higher than the mortgage estimate suggests.
    6. For land: is there legal year-round access, and what utilities, septic and building rules apply?Seasonal roads and steep lots can limit what can be built and when it can be reached.

    Printable due-diligence checklist · Ski home ownership budget

    Guides and next steps

    Listing courtesy of Your Home Sold Guaranteed Realty Exclusive. Listing agent: Diane Pogatchnik. Listings provided by MyStateMLS.

    Listing updated Oct 23, 2026, 1:56 PM UTC, MyStateMLS data received Oct 30, 2026, 5:01 PM UTC. Information deemed reliable but not guaranteed.