For saleReduced $10,000 from $549,000

$539,000

3 beds1,824 sq ft45 acres

690 Smith RdWorcester, NY 12197

Homes, condos and townhomes · MLS 11962243 · Listed 57 days ago (Sep 3, 2026)

20 mi straight line to Plattekill Mountain (alpine resort) · Ski access details

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For sale: On the market and available to show.

About this property

Two homes, one great property, and 44.65 acres to spread across: this Worcester ranch in Otsego County pairs a main residence plus a separate 1-bedroom, 1-bathroom cottage and a 5-acre fenced pasture. The main home offers single-level living with 2 bedrooms and 2 bathrooms, centered on an open great room with cathedral ceilings, exposed beams, and sliding glass doors that capture the amazing views! The first floor holds the 2 bedrooms and hall bath, as well as laundry, with radiant-heated floors powered by a wood boiler. The primary shower in the main bedroom remains unfinished; you decide on the finishes. Outside, a deck, patio, and fire pit anchor the outdoor space, alongside a 24x12 storage/work shed with electric service and an additional shed. Both homes share the well, septic system, and heating setup. Located at 690 Smith Rd in Worcester, NY, with easy access to regional thoroughfares, this multi-dwelling property offers space for family, guests, or extra living quarters all in one place.

Description provided by the listing brokerage.

Ski access and nearby skiing

Why this listing is on Where2Ski: Measured distance to a ski area. It sits within 25 straight-line miles of an operating ski area's mapped entrance or base.

Nearby ski areas with straight-line distance
Ski areaTypeStraight-line distanceMeasured to
Plattekill MountainNY · homes near itAlpine resort20 miBase areaBase area (mapped point)
Windham Mountain ClubNY · homes near itAlpine resort30 miBase areaBase area (mapped point)
Belleayre MountainNY · homes near itAlpine resort33 miBase areaBase area (mapped point)
Royal Mountain Ski AreaNY · homes near itLocal ski area36 miBase areaBase area (mapped point)
Hunter Mountain ResortNY · homes near itAlpine resort36 miBase areaBase area (mapped point)

Also nearby: Bearpen Mountain Sports (nordic center, 24 mi).

Straight-line miles to each ski area's base or entrance, measured Oct 30, 2026, 9:48 PM UTC. Winter drives can take longer.

Ski access claims

The listing doesn't describe ski-in, ski-out, a short walk or a shuttle. The agent can tell you how owners get to the slopes.

Ski access is as described by the listing brokerage. Confirm trail access, easements and any pass or membership with Christy Dahms of CHARLOTTEVILLE REALTY.

How listings qualify · Report a wrong distance or ski-access claim

Facts

List price
$539,000
Original list price
$549,000
Status
For sale
Property type
House (Ranch)
Bedrooms
3
Full baths
3
Interior area
1,824 sq ft
Lot size
45 acres
Year built
2025
Stories
1
County
Otsego County
MLS number
11962243
Annual property tax (2026)
$2,224

Facts are provided by the listing brokerage.

Features

Interior

  • Master Downstairs

Appliances

  • Washer
  • Stainless Steel Appliance(s)
  • Range
  • Refrigerator
  • Dryer
  • Dishwasher

Heating

  • Radiant
  • Hot Water
  • Wood
  • Propane

Parking

  • Driveway

Construction

  • Vinyl Siding

Roof

  • Metal

Sewer

  • Septic Tank

Location

Pin placed from the listing's coordinates, which can be approximate. See more listings in Worcester.

Price and status history

  • Original list price reported by the brokerage: $549,000

Changes seen in MyStateMLS data since Oct 29, 2026. Sold prices are not published.

Estimate a monthly payment

$107,800
Illustrative. Replace with a quote from your lender.
From the listing (tax year 2026). Taxes can change after a sale.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.

Estimated monthly payment

$3,069 per month

Principal and interest$2,725
Property tax$185
Homeowners insurance$158
Loan amount$431,200
Total interest over the term$549,972

An estimate for comparison only. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

Similar listings near Plattekill Mountain

The same type of property, priced $404,250 to $673,750 and a similar distance from Plattekill Mountain, newest first. See all matches

Photo 1 of 37, home at 1298 Peck St, Stamford, NY 12167
For saleReduced $51,000

$599,000

4 beds2,100 sq ft16 acres

11 mi straight lineto Plattekill Mountain

1298 Peck StStamford, NY 12167

Homes, condos and townhomes · MLS 11945408

Listing courtesy of JEWETT AND JEWETT LLC · MyStateMLS

Questions to ask before you buy

Good questions for any home near the slopes.

  1. How is the property reached in winter, and who plows the road and driveway?A short straight-line distance can still mean a long or seasonal drive. Private roads, gates and mountain passes all shape winter access.
  2. Is there documented ski access from the property (trail, easement, lift), and does it transfer to a buyer?Rights to cross neighboring land or use a lift come from recorded easements and agreements, so a ski-in or ski-out description is where the question starts.
  3. Are there association, resort or club fees, and what do they cover?Some ski-area communities charge fees that cover only certain amenities, so ask what lift tickets, passes and services are included.
  4. Are there rules on renting the home short-term or long-term?Local ordinances, association covenants and deed restrictions all set rental rules, and they differ from place to place.
  5. What do heating, snow removal, winterization and utilities cost over a season?Ownership costs in snow country often run higher than the mortgage estimate suggests.
  6. For land: is there legal year-round access, and what utilities, septic and building rules apply?Seasonal roads and steep lots can limit what can be built and when it can be reached.

Printable due-diligence checklist · Ski home ownership budget

Guides and next steps

Listing courtesy of CHARLOTTEVILLE REALTY. Listing agent: Christy Dahms. Listings provided by MyStateMLS.

Listing updated Oct 21, 2026, 2:16 AM UTC, MyStateMLS data received Oct 30, 2026, 9:32 PM UTC. Information deemed reliable but not guaranteed.