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For saleReduced $10,000 from $385,000

$375,000

3 beds2,340 sq ft0.32 acres

109 Broadway AveCaroga Lake, NY 12032

Homes, condos and townhomes · MLS 11901983 · Listed 87 days ago (Aug 4, 2026)

3.5 mi straight line to Royal Mountain Ski Area (local ski area) · Ski access details

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For sale: On the market and available to show.

About this property

YEAR ROUND HOME!!! Enjoy four seasons of Adirondack living in this spacious 3-bedroom, 2-bath home with deeded access to beautiful East Caroga Lake. The open floor plan features a large living room, dining area, and an oversized kitchen with granite countertops, wall ovens, abundant cabinetry, and plenty of space for gathering with family and friends. Warm maple floors add character throughout, while the second floor offers a huge bedroom with room for several beds, a walk-through closet leading to a private third bedroom, and a full bath-ideal for guests or extended family. A convenient first-floor bedroom, full bath and laundry room, on-demand hot water, a 465-foot drilled well, and a modern septic system and a Generac Generator powers both the house and the garage provide peace of mind. Two heat sources- pellet stoves and FHA furnace. Relax on the wraparound deck overlooking East Caroga Lake or enjoy the beautifully landscaped yard with established gardens. The oversized garage offers plenty of room for vehicles and toys, plus a dedicated workshop and floored storage above can provide more living or storage space. Whether you're looking for a year-round home or the perfect lake getaway, this property offers space, comfort, and deeded lake access in one of Caroga Lake's most desirable locations. Lots to do year round! Lake fun via the E Caroga Lake Assoc. ($80/yr) Concerts, golf, fishing, hiking, dedicated bike trails. Winters we ski Royal Mt, snowmobile and ice fish! Come see why I call Caroga Lake Sportsman's Paradise!

Description provided by the listing brokerage.

Ski access and nearby skiing

Why this listing is on Where2Ski: Measured distance to a ski area. It sits within 25 straight-line miles of an operating ski area's mapped entrance or base.

Nearby ski areas with straight-line distance
Ski areaTypeStraight-line distanceMeasured to
Royal Mountain Ski AreaNY · homes near itLocal ski area3.5 miBase areaBase area (mapped point)
Lapland Lake Cross Country Ski CenterNY · homes near itNordic center12 miBase areaBase area (mapped point)
Maple Ski RidgeNY · homes near itLocal ski area31 miBase areaBase area (mapped point)
West MountainNY · homes near itAlpine resort39 miBase areaBase area (mapped point)
Gore MountainNY · homes near itAlpine resort44 miMain lodge parking (unnamed OSM lot inside Gore Mountain winter_sports area)Visitor entrance, lodge or trailhead
Garnet Hill Lodge Cross Country Ski CenterNY · homes near itNordic center44 miBase areaBase area (mapped point)

Straight-line miles to each ski area's base or entrance, measured Oct 30, 2026, 7:24 PM UTC. Winter drives can take longer.

Ski access claims

The listing doesn't describe ski-in, ski-out, a short walk or a shuttle. The agent can tell you how owners get to the slopes.

Ski access is as described by the listing brokerage. Confirm trail access, easements and any pass or membership with MaryEllen Charles of ADK REALTY.

How listings qualify · Report a wrong distance or ski-access claim

Facts

List price
$375,000
Original list price
$385,000
Status
For sale
Property type
House
Bedrooms
3
Full baths
2
Interior area
2,340 sq ft
Lot size
0.32 acres
Stories
2
Garage spaces
1
County
Fulton County
MLS number
11901983
Annual property tax (2026)
$2,094

Facts are provided by the listing brokerage.

Features

Interior

  • Walk-In Closet(s)
  • Master Downstairs

Exterior

  • Generator

Appliances

  • Washer
  • Range
  • Microwave
  • Refrigerator
  • Dryer

Flooring

  • Linoleum
  • Hardwood
  • Carpet

Heating

  • Other
  • Forced Air
  • Propane

Parking

  • Driveway

Construction

  • Vinyl Siding

Roof

  • Metal

Water

  • Well

Sewer

  • Septic Tank

Location

Pin placed from the listing's coordinates, which can be approximate. See more listings in Caroga Lake.

Price and status history

  • Original list price reported by the brokerage: $385,000

Changes seen in MyStateMLS data since Oct 29, 2026. Sold prices are not published.

Estimate a monthly payment

$75,000
Illustrative. Replace with a quote from your lender.
From the listing (tax year 2026). Taxes can change after a sale.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.

Estimated monthly payment

$2,179 per month

Principal and interest$1,896
Property tax$175
Homeowners insurance$108
Loan amount$300,000
Total interest over the term$382,633

An estimate for comparison only. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

Similar listings near Royal Mountain Ski Area

The same type of property, priced $281,250 to $468,750 and a similar distance from Royal Mountain Ski Area, newest first. See all matches

Photo 1 of 60, home at 526 Shun Pike, Esperance, NY 12160
Under contractVirtual tour

$449,900

3 beds1,700 sq ft8.36 acres

14 mi straight lineto Maple Ski Ridge

526 Shun PikeEsperance, NY 12160

House · MLS 12041419

Listing courtesy of Miranda Real Estate Group Inc · MyStateMLS

Questions to ask before you buy

Good questions for any home near the slopes.

  1. How is the property reached in winter, and who plows the road and driveway?A short straight-line distance can still mean a long or seasonal drive. Private roads, gates and mountain passes all shape winter access.
  2. Is there documented ski access from the property (trail, easement, lift), and does it transfer to a buyer?Rights to cross neighboring land or use a lift come from recorded easements and agreements, so a ski-in or ski-out description is where the question starts.
  3. Are there association, resort or club fees, and what do they cover?Some ski-area communities charge fees that cover only certain amenities, so ask what lift tickets, passes and services are included.
  4. Are there rules on renting the home short-term or long-term?Local ordinances, association covenants and deed restrictions all set rental rules, and they differ from place to place.
  5. What do heating, snow removal, winterization and utilities cost over a season?Ownership costs in snow country often run higher than the mortgage estimate suggests.
  6. For land: is there legal year-round access, and what utilities, septic and building rules apply?Seasonal roads and steep lots can limit what can be built and when it can be reached.

Printable due-diligence checklist · Ski home ownership budget

Guides and next steps

Listing courtesy of ADK REALTY. Listing agent: MaryEllen Charles. Listings provided by MyStateMLS.

Listing updated Aug 25, 2026, 3:49 PM UTC, MyStateMLS data received Oct 30, 2026, 7:01 PM UTC. Information deemed reliable but not guaranteed.