For saleReduced $40,000 from $279,999

$239,999

3 beds1,200 sq ft

21 Harmony Mill Lane #11Monticello, NY 12701

Homes, condos and townhomes · MLS 11915202 · Listed 89 days ago (Aug 2, 2026)

3.5 mi straight line to Holiday Mountain Ski & Fun Park (local ski area) · Ski access details

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For sale: On the market and available to show.

About this property

Everything is new in this beautifully renovated 3-bedroom, 2-bathroom condo in the desirable Fairground Estates community of Monticello, NY. This stunning home has been completely transformed from top to bottom with modern upgrades, quality finishes, and a true move-in-ready design. No detail was overlooked during this extensive renovation. The home features a brand-new kitchen with stylish cabinetry, quartz countertops, updated fixtures, and contemporary finishes. Enjoy fully renovated bathrooms, all-new flooring throughout, fresh paint, new interior doors, and new windows offering improved comfort and efficiency. Step outside onto the brand-new deck, the perfect space to relax, entertain, and enjoy the peaceful surroundings. The spacious layout offers three bedrooms and two full bathrooms with a functional floor plan designed for comfortable living. Whether you are looking for a full-time residence, weekend Catskills retreat, or investment opportunity, this fully updated condo offers the perfect combination of convenience, style, and low-maintenance living. Located in the Monticello Central School District and close to shopping, dining, entertainment, and outdoor recreation. Enjoy easy access to popular Sullivan County destinations including Resorts World Catskills, The Kartrite Resort & Indoor Waterpark, and the many attractions the Catskill region has to offer. This rare Fairground Estates opportunity offers a completely renovated condo with a new kitchen, quartz counters, new bathrooms, new floors, new doors, new windows, and a new deck - nothing left to do but move in and enjoy!

Description provided by the listing brokerage.

Ski access and nearby skiing

Why this listing is on Where2Ski: Measured distance to a ski area. It sits within 25 straight-line miles of an operating ski area's mapped entrance or base.

Nearby ski areas with straight-line distance
Ski areaTypeStraight-line distanceMeasured to
Holiday Mountain Ski & Fun ParkNY · homes near itLocal ski area3.5 miBase areaBase area (mapped point)
Ski Big BearPA · homes near itLocal ski area20 miVisitor entranceVisitor entrance, lodge or trailhead
High Point Cross Country Ski CenterNJ · homes near itNordic center23 miBase areaBase area (mapped point)
Mohonk Mountain House Cross-Country SkiingNY · homes near itNordic center30 miVisitor entranceVisitor entrance, lodge or trailhead
Mountain CreekNJ · homes near itAlpine resort33 miBase areaBase area (mapped point)
Mount Peter Ski AreaNY · homes near itLocal ski area34 miVisitor entranceVisitor entrance, lodge or trailhead

Straight-line miles to each ski area's base or entrance, measured Oct 30, 2026, 8:36 PM UTC. Winter drives can take longer.

Ski access claims

The listing doesn't describe ski-in, ski-out, a short walk or a shuttle. The agent can tell you how owners get to the slopes.

Ski access is as described by the listing brokerage. Confirm trail access, easements and any pass or membership with Angela Gonyo of WOLF RIVER REAL ESTATE LLC.

How listings qualify · Report a wrong distance or ski-access claim

Facts

List price
$239,999
Original list price
$279,999
Status
For sale
Property type
Townhome
Bedrooms
3
Full baths
2
Interior area
1,200 sq ft
Year built
1989
Stories
2
County
Sullivan County
MLS number
11915202
Annual property tax
$3,445

Facts are provided by the listing brokerage.

Features

Appliances

  • Range
  • Microwave
  • Refrigerator
  • Dishwasher

Basement

  • Unfinished

Heating

  • Baseboard
  • Electric

Parking

  • Driveway

Water

  • Public (Water Source)

Sewer

  • Other

Location

Pin placed from the listing's coordinates, which can be approximate. See more listings in Monticello.

Price and status history

  • Original list price reported by the brokerage: $279,999

Changes seen in MyStateMLS data since Oct 29, 2026. Sold prices are not published.

Estimate a monthly payment

$48,000
Illustrative. Replace with a quote from your lender.
From the listing. Taxes can change after a sale.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.

Estimated monthly payment

$1,571 per month

Principal and interest$1,214
Property tax$287
Homeowners insurance$71
Loan amount$191,999
Total interest over the term$244,884

An estimate for comparison only. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

Similar listings near Holiday Mountain Ski & Fun Park

The same type of property, priced $179,999 to $299,999 and a similar distance from Holiday Mountain Ski & Fun Park, newest first. See all matches

Questions to ask before you buy

Good questions for any home near the slopes.

  1. How is the property reached in winter, and who plows the road and driveway?A short straight-line distance can still mean a long or seasonal drive. Private roads, gates and mountain passes all shape winter access.
  2. Is there documented ski access from the property (trail, easement, lift), and does it transfer to a buyer?Rights to cross neighboring land or use a lift come from recorded easements and agreements, so a ski-in or ski-out description is where the question starts.
  3. Are there association, resort or club fees, and what do they cover?Some ski-area communities charge fees that cover only certain amenities, so ask what lift tickets, passes and services are included.
  4. Are there rules on renting the home short-term or long-term?Local ordinances, association covenants and deed restrictions all set rental rules, and they differ from place to place.
  5. What do heating, snow removal, winterization and utilities cost over a season?Ownership costs in snow country often run higher than the mortgage estimate suggests.
  6. For land: is there legal year-round access, and what utilities, septic and building rules apply?Seasonal roads and steep lots can limit what can be built and when it can be reached.

Printable due-diligence checklist · Ski home ownership budget

Guides and next steps

Listing courtesy of WOLF RIVER REAL ESTATE LLC. Listing agent: Angela Gonyo. Listings provided by MyStateMLS.

Listing updated Oct 6, 2026, 8:25 PM UTC, MyStateMLS data received Oct 30, 2026, 8:31 PM UTC. Information deemed reliable but not guaranteed.