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For saleReduced $9,500 from $245,000

$235,500

3 beds1,100 sq ft0.69 acres

110 Scott RdCaroga Lake, NY 12032

Homes, condos and townhomes · MLS 11776117 · Listed 163 days ago (May 20, 2026)

3.7 mi straight line to Royal Mountain Ski Area (local ski area) · Ski access details

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For sale: On the market and available to show.

About this property

Call for info! Just bring your suitcase and move right in!** Enjoy the Adirondack lifestyle with plenty of room inside and out! Situated on three lots (150' x 200'), this well-maintained home offers privacy, space, and endless possibilities. The first floor features two bedrooms, while the second floor provides a spacious third bedroom. Two separate living rooms offer flexibility, including an oversized family room overlooking the private backyard. A large full bath, working kitchen with abundant storage and counter space, and warm knotty pine accents complete the classic Adirondack charm. Outside, you'll find outbuildings with electricity-perfect for a workshop, hobby space, she shed, he shed, or kids' playhouse. Just a short walk to the East Caroga Association Beach. Membership is only $80 per year, giving you access to the beach, fun community events, and a chance to meet neighbors and make lifelong friends. Caroga Lake truly is a Sportsman's Paradise! Spend your summers boating, fishing, golfing, swimming, hiking, biking, enjoying concerts at Caroga Arts, dining at Sherman's, or exploring nearby state land. The Caroga Lake Marina offers pontoon boat and kayak rentals, while the Caroga Lake State Campground provides a public beach, picnic area, and boat launch. When winter arrives, enjoy downhill skiing at nearby Royal Mountain, snowmobiling, ice fishing, and miles of scenic trails. You CAN WINTER CAMP HERE! Carry in water, the home gets toasty warm..if you add heat tape to the water line you could come and go in winter! Come enjoy this seasonal getaway, or an investment property, rentals are permitted in Caroga Lake. Escape the city, reconnect with nature, and enjoy four seasons of adventure-all just 3 hours from NYC/Connecticut and 1 hour from the Capital District. Come discover why so many people fall in love with Caroga Lake!

Description provided by the listing brokerage.

Ski access and nearby skiing

Why this listing is on Where2Ski: Measured distance to a ski area. It sits within 25 straight-line miles of an operating ski area's mapped entrance or base.

Nearby ski areas with straight-line distance
Ski areaTypeStraight-line distanceMeasured to
Royal Mountain Ski AreaNY · homes near itLocal ski area3.7 miBase areaBase area (mapped point)
Lapland Lake Cross Country Ski CenterNY · homes near itNordic center11 miBase areaBase area (mapped point)
Maple Ski RidgeNY · homes near itLocal ski area31 miBase areaBase area (mapped point)
West MountainNY · homes near itAlpine resort39 miBase areaBase area (mapped point)
Gore MountainNY · homes near itAlpine resort44 miMain lodge parking (unnamed OSM lot inside Gore Mountain winter_sports area)Visitor entrance, lodge or trailhead
Garnet Hill Lodge Cross Country Ski CenterNY · homes near itNordic center44 miBase areaBase area (mapped point)

Straight-line miles to each ski area's base or entrance, measured Oct 30, 2026, 4:40 PM UTC. Winter drives can take longer.

Ski access claims

The listing doesn't describe ski-in, ski-out, a short walk or a shuttle. The agent can tell you how owners get to the slopes.

Ski access is as described by the listing brokerage. Confirm trail access, easements and any pass or membership with MaryEllen Charles of ADK REALTY.

How listings qualify · Report a wrong distance or ski-access claim

Facts

List price
$235,500
Original list price
$245,000
Status
For sale
Property type
House
Bedrooms
3
Full baths
1
Interior area
1,100 sq ft
Lot size
0.69 acres
Year built
1950
Stories
2
County
Fulton County
MLS number
11776117
Annual property tax (2026)
$1,444

Facts are provided by the listing brokerage.

Features

Interior

  • Master Downstairs

Exterior

  • Outdoor Shower

Appliances

  • Range
  • Refrigerator

Flooring

  • Linoleum

Heating

  • Other
  • Baseboard
  • Propane
  • Electric

Parking

  • Driveway

Construction

  • Wood Siding

Roof

  • Asphalt

Water

  • Well

Sewer

  • Septic Tank

Location

Pin placed from the listing's coordinates, which can be approximate. See more listings in Caroga Lake.

Price and status history

  • Original list price reported by the brokerage: $245,000

Changes seen in MyStateMLS data since Oct 29, 2026. Sold prices are not published.

Estimate a monthly payment

$47,100
Illustrative. Replace with a quote from your lender.
From the listing (tax year 2026). Taxes can change after a sale.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.

Estimated monthly payment

$1,378 per month

Principal and interest$1,191
Property tax$120
Homeowners insurance$67
Loan amount$188,400
Total interest over the term$240,294

An estimate for comparison only. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

Similar listings near Royal Mountain Ski Area

The same type of property, priced $176,625 to $294,375 and a similar distance from Royal Mountain Ski Area, newest first. See all matches

Questions to ask before you buy

Good questions for any home near the slopes.

  1. How is the property reached in winter, and who plows the road and driveway?A short straight-line distance can still mean a long or seasonal drive. Private roads, gates and mountain passes all shape winter access.
  2. Is there documented ski access from the property (trail, easement, lift), and does it transfer to a buyer?Rights to cross neighboring land or use a lift come from recorded easements and agreements, so a ski-in or ski-out description is where the question starts.
  3. Are there association, resort or club fees, and what do they cover?Some ski-area communities charge fees that cover only certain amenities, so ask what lift tickets, passes and services are included.
  4. Are there rules on renting the home short-term or long-term?Local ordinances, association covenants and deed restrictions all set rental rules, and they differ from place to place.
  5. What do heating, snow removal, winterization and utilities cost over a season?Ownership costs in snow country often run higher than the mortgage estimate suggests.
  6. For land: is there legal year-round access, and what utilities, septic and building rules apply?Seasonal roads and steep lots can limit what can be built and when it can be reached.

Printable due-diligence checklist · Ski home ownership budget

Guides and next steps

Listing courtesy of ADK REALTY. Listing agent: MaryEllen Charles. Listings provided by MyStateMLS.

Listing updated Oct 27, 2026, 6:23 PM UTC, MyStateMLS data received Oct 30, 2026, 4:31 PM UTC. Information deemed reliable but not guaranteed.