Under contract

$435,400

3 beds1,860 sq ft5.5 acres

397 White Sulphur RdSwan Lake, NY 12783

Homes, condos and townhomes · MLS 11950144 · Listed 78 days ago (Aug 13, 2026)

16 mi straight line to Holiday Mountain Ski & Fun Park (local ski area) · Ski access details

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Under contract: The seller has accepted an offer with conditions. Some sellers still accept backup offers.

About this property

This is an online only auction ending 9/23. Listing price reflects full market value on public record. Complete details on website. Country living at it's best! Beautiful 5.50+/- acre parcel just outside of Liberty. Board and batton two story Colonial style home with large windows and lots of space. 1860 +/- square feet, 3 bedrooms, 2.5 bath with full basement. Downstairs is spacious entry/dining area with large kitchen and granite top center island. Off kitchen is pantry area, half bathroom, back door and separate entrance for work clothes and boots. Large living room with impressive stone hearth and stove insert. Wood floors and floor to ceiling windows let in abundant light everywhere! Second floor includes two bedrooms with vaulted ceilings, full bathroom and master suite with walk in closet and full bathroom. Full basement includes game room/man cave, plenty of storage space, outdoor access to rear yard, and mechanicals. Home built in 2010+/-, private well and septic, oil heat. Driveway is located on right of way, see aerial. Rural location however home is close to Dollar General, White Sulphur Springs Inn and other amenities. Just a little further down Route 52 is the Town of Liberty. Full market value $435,400

Description provided by the listing brokerage.

Ski access and nearby skiing

Why this listing is on Where2Ski: Measured distance to a ski area. It sits within 25 straight-line miles of an operating ski area's mapped entrance or base.

Nearby ski areas with straight-line distance
Ski areaTypeStraight-line distanceMeasured to
Holiday Mountain Ski & Fun ParkNY · homes near itLocal ski area16 miBase areaBase area (mapped point)
Ski Big BearPA · homes near itLocal ski area20 miVisitor entranceVisitor entrance, lodge or trailhead
Belleayre MountainNY · homes near itAlpine resort30 miBase areaBase area (mapped point)
High Point Cross Country Ski CenterNJ · homes near itNordic center33 miBase areaBase area (mapped point)
Mohonk Mountain House Cross-Country SkiingNY · homes near itNordic center37 miVisitor entranceVisitor entrance, lodge or trailhead
Plattekill MountainNY · homes near itAlpine resort37 miBase areaBase area (mapped point)

Straight-line miles to each ski area's base or entrance, measured Oct 30, 2026, 6:14 PM UTC. Winter drives can take longer.

Ski access claims

The listing doesn't describe ski-in, ski-out, a short walk or a shuttle. The agent can tell you how owners get to the slopes.

Ski access is as described by the listing brokerage. Confirm trail access, easements and any pass or membership with Jessica Meyer Booth of ABSOLUTE AUCTION AND REALTY INC.

How listings qualify · Report a wrong distance or ski-access claim

Facts

List price
$435,400
Status
Under contract
Property type
Homes, condos and townhomes
Bedrooms
3
Full baths
2
Half baths
1
Interior area
1,860 sq ft
Lot size
5.5 acres
Year built
2010
County
Sullivan County
MLS number
11950144

Facts are provided by the listing brokerage.

Location

Pin placed from the listing's coordinates, which can be approximate. See more listings in Swan Lake.

Price and status history

    Changes seen in MyStateMLS data since Oct 29, 2026. Sold prices are not published.

    Estimate a monthly payment

    $87,080
    Illustrative. Replace with a quote from your lender.
    Estimate. Check the county assessor for the actual amount.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $2,689 per month

    Principal and interest$2,202
    Property tax$363
    Homeowners insurance$125
    Loan amount$348,320
    Total interest over the term$444,263

    An estimate for comparison only. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

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    Questions to ask before you buy

    Good questions for any home near the slopes.

    1. How is the property reached in winter, and who plows the road and driveway?A short straight-line distance can still mean a long or seasonal drive. Private roads, gates and mountain passes all shape winter access.
    2. Is there documented ski access from the property (trail, easement, lift), and does it transfer to a buyer?Rights to cross neighboring land or use a lift come from recorded easements and agreements, so a ski-in or ski-out description is where the question starts.
    3. Are there association, resort or club fees, and what do they cover?Some ski-area communities charge fees that cover only certain amenities, so ask what lift tickets, passes and services are included.
    4. Are there rules on renting the home short-term or long-term?Local ordinances, association covenants and deed restrictions all set rental rules, and they differ from place to place.
    5. What do heating, snow removal, winterization and utilities cost over a season?Ownership costs in snow country often run higher than the mortgage estimate suggests.
    6. For land: is there legal year-round access, and what utilities, septic and building rules apply?Seasonal roads and steep lots can limit what can be built and when it can be reached.

    Printable due-diligence checklist · Ski home ownership budget

    Guides and next steps

    Listing courtesy of ABSOLUTE AUCTION AND REALTY INC. Listing agent: Jessica Meyer Booth. Listings provided by MyStateMLS.

    Listing updated Oct 1, 2026, 5:39 PM UTC, MyStateMLS data received Oct 30, 2026, 6:01 PM UTC. Information deemed reliable but not guaranteed.