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Under contract

$89,900

3 beds1,200 sq ft0.26 acres

120 Fisher RdCaroga Lake, NY 12032

Homes, condos and townhomes · MLS 11902162 · Listed 98 days ago (Jul 24, 2026)

3.6 mi straight line to Royal Mountain Ski Area (local ski area) · Ski access details

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Under contract: The seller has accepted an offer with conditions. Some sellers still accept backup offers.

About this property

Looking for an affordable opportunity in Caroga Lake? This 3-bedroom home offers approximately 1,200 square feet of living space, a detached garage, and a spacious knotty pine family room with a space for a wood stove and classic Adirondack character. The home is ready for repairs and cosmetic updates and offers a great opportunity to build equity while creating the home you've envisioned. Conveniently located near area lakes, golf, trails, and year-round outdoor recreation. Virtually staged and remodeled photos have been included to illustrate the property's potential. Virtually altered photos do not represent the current condition of the home. As-is photos are included as well. Home to be sold as-is.

Description provided by the listing brokerage.

Ski access and nearby skiing

Why this listing is on Where2Ski: Measured distance to a ski area. It sits within 25 straight-line miles of an operating ski area's mapped entrance or base.

Nearby ski areas with straight-line distance
Ski areaTypeStraight-line distanceMeasured to
Royal Mountain Ski AreaNY · homes near itLocal ski area3.6 miBase areaBase area (mapped point)
Lapland Lake Cross Country Ski CenterNY · homes near itNordic center11 miBase areaBase area (mapped point)
Maple Ski RidgeNY · homes near itLocal ski area31 miBase areaBase area (mapped point)
West MountainNY · homes near itAlpine resort38 miBase areaBase area (mapped point)
Gore MountainNY · homes near itAlpine resort44 miMain lodge parking (unnamed OSM lot inside Gore Mountain winter_sports area)Visitor entrance, lodge or trailhead
Garnet Hill Lodge Cross Country Ski CenterNY · homes near itNordic center44 miBase areaBase area (mapped point)

Straight-line miles to each ski area's base or entrance, measured Oct 30, 2026, 4:41 PM UTC. Winter drives can take longer.

Ski access claims

The listing doesn't describe ski-in, ski-out, a short walk or a shuttle. The agent can tell you how owners get to the slopes.

Ski access is as described by the listing brokerage. Confirm trail access, easements and any pass or membership with Breia Hunter of SimpleList LLC.

Features for skiers

  • Fireplace (mentioned in description)

How listings qualify · Report a wrong distance or ski-access claim

Facts

List price
$89,900
Status
Under contract
Property type
Homes, condos and townhomes
Bedrooms
3
Full baths
1
Interior area
1,200 sq ft
Lot size
0.26 acres
Year built
1940
Garage spaces
2
County
Fulton County
MLS number
11902162

Facts are provided by the listing brokerage.

Location

Pin placed from the listing's coordinates, which can be approximate. See more listings in Caroga Lake.

Price and status history

    Changes seen in MyStateMLS data since Oct 29, 2026. Sold prices are not published.

    Estimate a monthly payment

    $17,980
    Illustrative. Replace with a quote from your lender.
    Estimate. Check the county assessor for the actual amount.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $554 per month

    Principal and interest$455
    Property tax$75
    Homeowners insurance$25
    Loan amount$71,920
    Total interest over the term$91,730

    An estimate for comparison only. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

    Similar listings near Royal Mountain Ski Area

    The same type of property, priced $67,425 to $112,375 and a similar distance from Royal Mountain Ski Area, newest first. See all matches

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    4 beds1,456 sq ft

    12 mi straight lineto Maple Ski Ridge

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    House · MLS 12016009

    Listing courtesy of JUDITH ANN REALTY INC · MyStateMLS

    Questions to ask before you buy

    Good questions for any home near the slopes.

    1. How is the property reached in winter, and who plows the road and driveway?A short straight-line distance can still mean a long or seasonal drive. Private roads, gates and mountain passes all shape winter access.
    2. Is there documented ski access from the property (trail, easement, lift), and does it transfer to a buyer?Rights to cross neighboring land or use a lift come from recorded easements and agreements, so a ski-in or ski-out description is where the question starts.
    3. Are there association, resort or club fees, and what do they cover?Some ski-area communities charge fees that cover only certain amenities, so ask what lift tickets, passes and services are included.
    4. Are there rules on renting the home short-term or long-term?Local ordinances, association covenants and deed restrictions all set rental rules, and they differ from place to place.
    5. What do heating, snow removal, winterization and utilities cost over a season?Ownership costs in snow country often run higher than the mortgage estimate suggests.
    6. For land: is there legal year-round access, and what utilities, septic and building rules apply?Seasonal roads and steep lots can limit what can be built and when it can be reached.

    Printable due-diligence checklist · Ski home ownership budget

    Guides and next steps

    Listing courtesy of SimpleList LLC. Listing agent: Breia Hunter. Listings provided by MyStateMLS.

    Listing updated Aug 29, 2026, 1:01 AM UTC, MyStateMLS data received Oct 30, 2026, 4:31 PM UTC. Information deemed reliable but not guaranteed.