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For sale

$739,900

3 beds1,900 sq ft11 acres

964 Stewart Landing RoadStratford, NY 13470

Homes, condos and townhomes · MLS 11919264 · Listed 86 days ago (Aug 5, 2026)

6.1 mi straight line to Royal Mountain Ski Area (local ski area) · Ski access details

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For sale: On the market and available to show.

About this property

Stewart's Landing, Town of Stratford SOUTHERN ADIRONDACKS WATERFRONT! Escape to your own private retreat on 11+ surveyed acres with hundreds of feet of private waterfront and thousands of acres of State Land bordering the property. Built in 2015 Chalet style with a 9-foot, full-poured basement, hot water propane heat, walkout basement. This home offers the perfect blend of comfort, privacy, and outdoor adventure. Inside you'll find 3 bedrooms, 2 full baths, a loft, and an open floor plan with soaring ceilings. The spacious great room features a cozy wood stove that complements the hot water baseboard heat, creating a warm Adirondack atmosphere. The main-floor primary suite includes a private bath with a jetted soaking tub, while two additional bedrooms and a second full bath make one-floor living easy. Sliding glass doors open to a wraparound porch overlooking the peaceful waterfront. Upstairs, the loft provides additional living space, plus an adjoining unfinished room that could easily become another bedroom, office, or family room. Main floor laundry room by the west entrance via covered parking area with space for wood storage! The Generac Generator provides peace of mind. Spend your days around the fire pit, launch your kayak or boat right from your own shoreline, or relax in the lakeside lean-to. Boat or kayak 3 miles to Canada Lake! With 11+ acres and extensive waterfront, the possibilities are endless.The property also features an oversized garage with a finished second floor, plus a large covered overhang that's ideal for boats, snowmobiles, ATVs, or firewood. Outdoor enthusiasts will love the location. The property borders thousands of acres of State Land and is close to 140+ miles of snowmobile and ATV trails and sporting clubs you can apply to join, with endless opportunities for hiking, hunting, fishing, and exploring. This is truly a sportsman's paradise. Whether you're looking for a year-round home, a vacation retreat, or an investment property, this rare Adirondack waterfront offers unmatched privacy and recreation. The villages of Dolgeville and Caroga Lake are about 25 minutes away, where you'll find a golf course, dedicated bike trails, lakes, restaurants, the Royal Mountain ski area, and the summer concerts at the Caroga Arts Collective. Conveniently located about 1.5 hours from the Capital District and 3.5 hours from NYC and Connecticut. Rarely does a property with this much acreage and private waterfront come to market. Please have financing in place and schedule your private showing today!

Description provided by the listing brokerage.

Ski access and nearby skiing

Why this listing is on Where2Ski: Measured distance to a ski area. It sits within 25 straight-line miles of an operating ski area's mapped entrance or base.

Nearby ski areas with straight-line distance
Ski areaTypeStraight-line distanceMeasured to
Royal Mountain Ski AreaNY · homes near itLocal ski area6.1 miBase areaBase area (mapped point)
Lapland Lake Cross Country Ski CenterNY · homes near itNordic center15 miBase areaBase area (mapped point)
Maple Ski RidgeNY · homes near itLocal ski area36 miBase areaBase area (mapped point)
West MountainNY · homes near itAlpine resort44 miBase areaBase area (mapped point)
Garnet Hill Lodge Cross Country Ski CenterNY · homes near itNordic center46 miBase areaBase area (mapped point)
Gore MountainNY · homes near itAlpine resort46 miMain lodge parking (unnamed OSM lot inside Gore Mountain winter_sports area)Visitor entrance, lodge or trailhead

Straight-line miles to each ski area's base or entrance, measured Oct 30, 2026, 10:09 PM UTC. Winter drives can take longer.

Ski access claims

The listing doesn't describe ski-in, ski-out, a short walk or a shuttle. The agent can tell you how owners get to the slopes.

Ski access is as described by the listing brokerage. Confirm trail access, easements and any pass or membership with MaryEllen Charles of ADK REALTY.

Features for skiers

  • Fireplace (mentioned in description)

How listings qualify · Report a wrong distance or ski-access claim

Facts

List price
$739,900
Status
For sale
Property type
House
Bedrooms
3
Full baths
2
Interior area
1,900 sq ft
Lot size
11 acres
Year built
2015
Stories
2
Garage spaces
2
County
Fulton County
MLS number
11919264
Annual property tax (2026)
$6,072

Facts are provided by the listing brokerage.

Features

Interior

  • Walk-In Closet(s)
  • Entrance Foyer
  • Master Downstairs

Exterior

  • Dock
  • Deep Water Dock
  • Generator

Appliances

  • Washer
  • Stainless Steel Appliance(s)
  • Range
  • Microwave
  • Refrigerator
  • Dryer
  • Dishwasher

Flooring

  • Carpet

Basement

  • Walk-Out Access
  • Unfinished

Heating

  • Hot Water
  • Baseboard
  • Wood
  • Propane

Parking

  • Driveway

Construction

  • Wood Siding
  • Log Siding

Roof

  • Asphalt

Water

  • Well

Sewer

  • Septic Tank

Lot

  • Cul-De-Sac

Location

Pin placed from the listing's coordinates, which can be approximate. See more listings in Stratford.

Price and status history

    Changes seen in MyStateMLS data since Oct 29, 2026. Sold prices are not published.

    Estimate a monthly payment

    $147,980
    Illustrative. Replace with a quote from your lender.
    From the listing (tax year 2026). Taxes can change after a sale.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $4,464 per month

    Principal and interest$3,741
    Property tax$506
    Homeowners insurance$217
    Loan amount$591,920
    Total interest over the term$754,961

    An estimate for comparison only. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

    Similar listings near Royal Mountain Ski Area

    The same type of property, priced $554,925 to $924,875 and a similar distance from Royal Mountain Ski Area, newest first. See all matches

    Questions to ask before you buy

    Good questions for any home near the slopes.

    1. How is the property reached in winter, and who plows the road and driveway?A short straight-line distance can still mean a long or seasonal drive. Private roads, gates and mountain passes all shape winter access.
    2. Is there documented ski access from the property (trail, easement, lift), and does it transfer to a buyer?Rights to cross neighboring land or use a lift come from recorded easements and agreements, so a ski-in or ski-out description is where the question starts.
    3. Are there association, resort or club fees, and what do they cover?Some ski-area communities charge fees that cover only certain amenities, so ask what lift tickets, passes and services are included.
    4. Are there rules on renting the home short-term or long-term?Local ordinances, association covenants and deed restrictions all set rental rules, and they differ from place to place.
    5. What do heating, snow removal, winterization and utilities cost over a season?Ownership costs in snow country often run higher than the mortgage estimate suggests.
    6. For land: is there legal year-round access, and what utilities, septic and building rules apply?Seasonal roads and steep lots can limit what can be built and when it can be reached.

    Printable due-diligence checklist · Ski home ownership budget

    Guides and next steps

    Listing courtesy of ADK REALTY. Listing agent: MaryEllen Charles. Listings provided by MyStateMLS.

    Listing updated Oct 11, 2026, 1:31 AM UTC, MyStateMLS data received Oct 30, 2026, 10:01 PM UTC. Information deemed reliable but not guaranteed.